The Digital Revolution continues to accelerate. New Digital Operating Models (DOM’s) leveraging the latest in Digital Experience, Data & Analytics, Digital Integration and Infrastructure are evolving rapidly.
IOT/IOE, Virtual & Augmented Reality, API Integration and Artificial Intelligence usage will accelerate.
Here are 13 headlines across 13 industries we may well see in 2017 that will disrupt each industry segment yet again.
- Consumer Insurance – first Artificial Intelligence driven digital agent only home and auto insurance business model launches with 20%+ discount on premiums paralleling recent banking roboadvisor models, insurer announces 2,000 retiring baby boomer employees in next 5 years will not need to be backfilled.
- Business Specialty Insurance – Chinese insurance conglomerate launches first global internet of things sensor and predictive analytics enabled factory liability insurance model discounting multinational manufacturing liability insurance costs by 20%.
- Investment Banking – Roboadvisor ranked at top of investment management performance index for first time, investors move $200b to roboadvisor managed funds and leading investment management firm announces 5% workforce reduction.
- Travel – Middle East Airline announces partnership with Dubai and Heathrow airports and luxury hotel chain to launch first end to end, door to door passport-less digital travel experience.
- Transportation – first human free, driverless truck journey, human-free intermodal transfer to train, robotic driver train journey, human-free intermodal transfer back to truck and driverless delivery journey proof of concept completed in Middle East.
- Retail – leading retailer collects $250m in revenues and sees stock price soar after launching first “Pokémon go” like augmented reality bargain hunter program for 2017 “back to school” USA shopping season.
- Government – First USA state announces plan to trial biometric authenticated home / mobile / online early voting.
- Digital Tech – Smartphone provider launches first phone-free ‘watch’ with active voice, video, Wi-Fi and cellular form the wrist revolutionizing mobile digital again.
- HR / Workforce – USA govt freezes new H1-B visa issues and renewals, announces USA headquartered company liability for visa violations on their behalf and shockingly commissions a joint team of union leaders and investment bankers to conduct national audit into current visa holder occupations and visa compliance.
- Healthcare –Integrated US Health hospital and insurance provider buys fitness band producer and announces joint equity venture with global pharma to create first fixed fee, digitally monitored subscription based wellness model called HMO 2.0 incorporating patient DNA profiling, mandatory annual digital physicals and wellness compliance saving 30% on healthcare insurance premiums and treatment.
- Communications & Media – Global provider receives 5m subscription requests after announcing intent to trial fully personalized, home media channel integrating TV, online video and internet content consumption ‘by the channel and by the program’ unbundling the cable industry and reducing advertising ‘slots’ to 3 x 30 second slots per hour in return for use of all home internet browsing data, IOT devices, home set-top box browser and consumption data to drive personalization.
- Utilities – Electric car and battery manufacturer buys California electric utility and commits to 20 county “carbon fuel free zone” by 2025.
- Education – Foreign student applications at USA colleges for 2019-2022 intake drop by over 50,000 following leading university launch of first virtual reality and augmented reality certified degree program allowing global students to immersively participate in lectures and work sessions with two one week college campus visits per year.
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